Current Projects

2018 - current: Assisted and Automated Unsecured Lending: funded by AISingapore, the project works with industry partners to build a solution for unsecured lending in Singapore.

Members: Ms. Tianhui Tan (PhD student), Mr. Alvaro Gonzalez Rivas (PhD student)

 

2017 - current: Know-Your-Customer Analytics in Peer-to-Peer Lending: how can mobile-based peer-to-peer lending using unstructured data to detect fraud, predict customer behaviour, and optimise their lending practices.

Members: Dr. Xuesong Lu (Postdoctoral fellow), Ms. Tianhui Tan (PhD student), Ms. Giang Hoang (PhD student), Mr. Xiaobin Ran (visiting scholar, AY2017-2018)

 

2015 - current: Social Media and Mobile-based Credit Scoring: using social media and networks, mobile data to help with credit scoring for microfinance and emerging markets.

Member: Ms. Tianhui Tan (PhD student)

 

Conference Proceedings:

  • Mehrotra, Rishabh, Prasanta Bhattacharya, Tianhui Tan, and Tuan Q. Phan, “Predictive Power of Online and Offline Behavior Sequences: Evidence from a Micro-Finance Context.” International Conference on Information Systems (ICIS) Proceedings, 2017, Seoul, Republic of Korea. http://aisel.aisnet.org/icis2017/DataScience/Presentations/28/
  • Lu, Xuesong, Alvaro Gonzalez Rivas, Prasanta Bhattacharya and Tuan Q. Phan, “A Paypal for the Un-Banked: Analyzing Mobile-Based Micro-Cash Transfers in a Large Developing Economy.” International Conference on Information Systems (ICIS) Proceedings, 2017, Seoul, Republic of Korea. http://aisel.aisnet.org/icis2017/IT-and-Social/Presentations/17/
  • Tan, Tianhui, Prasanta Bhattacharya and Tuan Q. Phan, “Social Media-driven Credit Scoring: The Predictive Value of Social Structures.” Statistical Challenges in Electronic Commerce Research, June 26-28, 2017, Ho Chi Minh City, Vietnam.
  • Tan, Tianhui and Tuan Q. Phan, “Social Media-Driven Credit Scoring: the Predictive Value of Social Structure”. International Conference on Information Systems (ICIS) Proceedings, 2016, Dublin, Ireland. http://aisel.aisnet.org/icis2016/DataScience/Presentations/18/
    • Most Innovative Research-In-Progress Award
  • Tan, Tianhui, Prasanta Bhattacharya and Tuan Q. Phan, “Credit-worthiness Prediction in Microfinance using Mobile Data: A Spatio-network Approach.” International Conference on Information Systems (ICIS) Proceedings, 2016, Dublin, Ireland. http://aisel.aisnet.org/icis2016/EBusiness/Presentations/28/
  • Tan, Tianhui and Tuan Q. Phan, “A Method for Credit Scoring using Social Media.” Statistical Challenges in Electronic Commerce Research, 2016, Naxos, Greece